AIG Critical Illness Insurance

With the benefit of earlier detection, advances in surgical techniques and improved healthcare, millions of Americans are now successfully surviving specified heath events such as heart attack, stroke, coronary artery bypass surgery, end-stage renal failure, major human organ transplant, major third-degree burns, coma or paralysis.¹ Including in-patient care, rehabilitation and follow-up care, a stroke can cost up to $140,000 over the patient’s remaining lifetime, while a heart bypass operation can cost more than $60,000.² Our Critical Illness insurance can help provide effective and comprehensive coverage and help ease the economic impact of critical illness for specified health event survivors and their families.

Why Select Our Critical Illness Insurance?

Value to Employers

• Enhance benefits to attract, retain and motivate employees
• Payroll deducted; no employer cost
• Products encourage employees to be proactive
• Products qualify for pre-taxing under Sec. 125 plan*
  *AIG Supplemental Health, AIG Companies and Sound Inusurance Advisors do not provide tax advice. Consult your attorney or tax advisor for details.

Value to the Insured

• Ease of buying coverage via payroll deduction
• Plans are individual, portable and guaranteed renewable
• Benefits do not coordinate with or compromise other benefits
• Offers an option in dealing with the risk of out-of-pocket expenses
• Affordable premium and tax savings*
  *AIG Supplemental Health, AIG Companies and Sound Inusurance Advisors do not provide tax advice. Consult your attorney or tax advisor for details.

Key Program Attributes

• Benefit payments may be used for any purpose, including:
  Specialized evaluations and experimental treatments not always covered
  Out-of-network or out-of-area providers
  Treatment options outside the scope of traditional health plans
• Pays first occurrence benefits up to $5,000 directly to the insured person if the initial diagnosis of a covered critical illness was made more than 30 days after the insured person's effective date and the insured person survives for 30 days after the first diagnosis of the following:
       Heart Attack
       Stroke
       Coronary Artery Bypass Surgery
       End-Stage Renal Failure
       Major Human Organ Transplant
       Major Third-Degree Burns
       Coma or Paralysis

For more information on AIG's Critical Illness Insurance please contact us at 303-875-0825.

Assurity - AssurityBalance® Critical Illness Insurance

We understand the expenses that continue when a person becomes disabled. Many of these same expenses exist when someone experiences a critical illness. Unlike Disability Income insurance, which covers a portion of your income over time, Critical Illness (CI) insurance pays a one-time lump sum benefit up front.

CI Insurance proceeds are available on the first-ever diagnosis of a specified critical illness, such as life-threatening cancer, heart attack, and stroke, as well as coronary bypass surgery and angioplasty.* As a living benefit, CI proceeds offer more choices in recovery and can be used in any way you see fit.

* This is not a complete list of covered illnesses.

Please contact us at 303.875.0825 for more information regarding Assurity's AssurityBalance® Critical Illness Insurance.